Financial Crimes Analyst I at Dave

About This Role

Dave vs. Goliath. We’re Dave.Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 in short-term advances within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.The OpportunityDave is building financial products that make everyday banking more transparent and accessible. As a Financial Crimes Analyst, you’ll help protect the integrity of our platform while supporting millions of members who rely on Dave to manage their money.You’ll join the Compliance team and report to the Manager of Compliance, BSA/AML. In this role, you’ll investigate potential financial crime activity across our products, helping strengthen the systems that detect, monitor, and prevent fraud, money laundering, and other illicit activity. Your work will combine investigative thinking, regulatory awareness, and data analysis to help ensure Dave remains a trusted financial partner for our members.What You’ll BuildConduct investigations related to potential financial crimes including fraud, money laundering, and suspicious account activityReview alerts and conduct customer due diligence by analyzing transaction histories, KYC information, and digital activity signalsDocument investigative findings clearly, identifying red flags, suspicious behaviors, and relevant context for alert dispositionMaintain organized investigation records and case documentation to support regulatory compliance and internal reviewPartner with teams such as Member Success, Loss Management, and Risk to resolve escalations and investigate fraud incidentsMonitor investigation queues and manage service level agreements to ensure timely resolution of alerts and casesUse available tools, data analysis, and research techniques to identify unusual activity patterns and emerging risksParticipate in ongoing training and team collaboration to stay current on AML regulations, fraud trends, and investigative best practicesThe ImpactFinancial crime prevention is essential to maintaining trust in Dave’s products. Your work helps protect members from fraud while ensuring the platform operates safely and responsibly as we continue to grow.What We’re Looking ForTechnical Foundation1+ years of experience supporting BSA/AML/OFAC investigations or financial crime operationsExperience reviewing alerts or conducting investigations related to fraud, suspicious activity, or money launderingStrong analytical skills with the ability to identify patterns and assess risk within financial or transactional dataFamiliarity with regulatory frameworks such as the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) requirementsClear written communication skills with the ability to document investigative findings and recommendationsAbility to manage multiple cases while meeting investigation deadlines and service level expectationsBachelor’s degree or equivalent practical experience in a relevant fieldBonusCAMS or CAFP certificationExperience working within fintech, banking, or digital financial platformsExposure to fraud analytics, transaction monitoring systems, or case management toolsWhat Makes Someone Successful HereYou approach investigations with curiosity and sound judgment. When reviewing activity, you look beyond individual alerts to understand broader patterns and potential risk. You care about accuracy and documentation because you know the details matter in financial crime prevention. At the same time, you understand how investigative decisions affect both members and the business.You also work well across teams. Financial crime prevention touches many parts of Dave, and you’ll regularly collaborate with risk, operations, and member-facing teams to resolve issues and strengthen controls. You value feedback, share insights with colleagues, and adapt your approach as new fraud patterns or regulatory expectations emerge.What to ExpectFinancial crime detection at Dave evolves as our products and member base grow. You’ll work in an environment where priorities shift based on emerging risks and data insights. Analysts are trusted to think critically, ask questions, and help improve how investigations and monitoring

Requirements

• analyst
• training
• support
• manager
• financial
• fintech
• banking
• management